Paper Title
Cash is King? What Happens to Retail, As Money No Longer Means Cash?
Abstract
Currently electronic, including mobile, payment systems are more and more widely used around the world and got
a big boost during the pandemic. Besides hygiene factors, there are many factors influencing whether or not a consumer
chooses to use such a solution, including culture, social influence, experience, and general curiosity and general willingness to
use technology. A total of 10 interviews have been carried out in Indonesia and Sweden using UTAUT to analyse and draw
conclusions. Both Swedes and Indonesians are keen to adopt thanks to ease of use. However, the Indonesians were more
influences by social factors and promos as well as other economic incentives, whereas the Swedes were mostly motivated by
convenience reasons.
Keywords - Digital Payment Systems, Electronic Payments, Gopay, Indonesia, Mobile Payments, Swish, Sweden, UTAUT.
Author - Klas Hakan Alm, Wahyu Rahardjo, Jonas Barayandema, Samuel Mutarindwa
Published : Volume-10,Issue-7 ( Jul, 2023 )
DOIONLINE Number - IJAECS-IRAJ-DOIONLINE-20037
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Published on 2023-11-15 |
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